This policy provides cover for the insured against loss or damage to the vehicle and/or its accessories arising from:

• Accidental collision or over-tuning consequent upon mechanical breakdown or wear and tear
• Fire, External explosion, self-ignition, lightning etc.
• Malicious act
• Third party liability
• Death or bodily injuries: unlimited
• Third party property damage: TPPD limit of N1,000,000.00 attract no premium